20 Worst Towns for Retirees in North Dakota

Imagine a retirement filled with adventure, excitement, and…regret?

Not all adventures are created equal, especially in the snowy expanse of North Dakota.

Here, the thrill might just be finding a grocery store open past 6 PM.

We’ve lined up the usual suspects, the towns that might have retirees reaching for their snow shovels instead of sunscreen.

Let’s unpack the survival kit needed for each.

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1. Fargo, North Dakota

Fargo North Dakota

Fargo is the largest city in North Dakota. It’s known for its vibrant culture and active arts scene. However, it’s bustling nature may not suit all retirees.

The city experiences harsh winters with lots of snowfall. This can be challenging for those who prefer warmer, more stable climates.

While Fargo offers many amenities, the cost of living is higher compared to other towns in North Dakota. This might stretch retirement budgets.

Why it’s challenging for retirees: The high cost of living and harsh winters make Fargo less appealing for a peaceful retirement.

2. Williston, North Dakota

Williston North Dakota
Source: willistoneconomicdevelopment

Williston has experienced a rapid population growth due to the oil boom. This has led to increased traffic and higher living costs.

Despite its economic growth, the town lacks comprehensive medical facilities, which are crucial for retirees.

The influx of workers has also impacted the quietness of the area, making it less ideal for those seeking a tranquil retirement.

Why it’s not ideal for retirees: Limited medical facilities and a less peaceful environment.

3. Minot, North Dakota

Minot North Dakota

Minot is known for the North Dakota State Fair. However, its climate can be extreme, with cold winters and hot summers.

The town is also in a floodplain, which poses potential risks and insurance challenges for homeowners.

While there are recreational activities, the extreme weather conditions can limit outdoor enjoyment year-round.

Retirement challenges: Extreme weather and flood risk make Minot a tough choice for retirees.

4. Mandan, North Dakota

Mandan North Dakota
Source: cityofmandan

Mandan is right across the river from Bismarck but has a distinct identity. It’s known for historical attractions and outdoor activities.

However, the town has a small-town feel with limited healthcare options. This can be a concern for those in retirement needing regular medical care.

The economy relies heavily on nearby Bismarck, which may limit independent opportunities for retirees looking for part-time work.

Why it’s tough for retirees: Limited healthcare options and dependency on the nearby city’s economy.

5. Watford City, North Dakota

Watford City North Dakota
Source: watfordcitynd

Watford City has been at the heart of the oil industry boom. While this has brought economic prosperity, it has also brought challenges.

The population boom has overstretched infrastructure and housing, leading to higher costs and congestion.

The focus on oil industry means fewer amenities and social opportunities for retirees, who might prefer more diverse community activities.

Why retirees might struggle: Overstretched resources and a focus on the oil industry limit retiree-friendly amenities.

6. Bismarck, North Dakota

Bismarck North Dakota
Source: schmidt.oaktreebismarcknd

Bismarck is the capital of North Dakota and offers many amenities. However, the cost of living here is among the highest in the state.

Its position along the Missouri River means it is prone to flooding, similar to Minot. This adds an element of risk for property owners.

The city’s pace can be quite dynamic, which might not be ideal for those looking for a slower, quieter retirement lifestyle.

Challenges for retirees: High cost of living and potential flood risks.

7. Dickinson, North Dakota

Dickinson North Dakota
Source: visit_dickinson

Dickinson is another town impacted by the oil boom. This has caused fluctuations in the economy and housing market.

It lacks significant cultural and recreational facilities that are often attractive to retirees looking for active, engaging communities.

The healthcare services in Dickinson are improving, but still may not meet the needs of an aging population.

Why it’s on this list: Economic fluctuations and limited recreational opportunities.

8. Grand Forks, North Dakota

Grand Forks North Dakota

Grand Forks is home to the University of North Dakota. While this brings vibrancy, it also brings congestion and a focus on younger demographics.

The town has a very cold winter climate, which can be a deterrent for those looking to enjoy milder weather in their retirement.

Additionally, the cost of living is relatively high, especially in areas close to university facilities.

Retirement drawbacks: Harsh winters and a focus on younger populations.

9. Wahpeton, North Dakota

Wahpeton North Dakota
Source: jimmuennich

Wahpeton is smaller and offers fewer amenities than larger North Dakota cities. This can be a limitation for retirees wanting variety in their daily activities.

It also has a limited public transport system, which can be a challenge for those who no longer drive.

While it is quieter, the lack of healthcare facilities is a significant concern for those in retirement.

Why retirees may reconsider: Limited amenities and public transport options.

10. Grafton, North Dakota

Grafton North Dakota
Source: tawnosaurus

Grafton is a small town with a rich history and a close community. However, it might not be the best fit for retirees looking for more than just tranquility.

There are limited healthcare facilities, and the entertainment options are scarce, which might not satisfy all retirees’ social and medical needs.

Furthermore, the economic opportunities here are minimal, which can be a drawback for those seeking part-time employment.

Drawbacks for retirees: Limited healthcare and entertainment options.

11. Jamestown, North Dakota

Jamestown North Dakota

Jamestown, known for the National Buffalo Museum, offers a slice of history and nature. However, its remote location might be less appealing for retirees seeking easy access to various amenities.

The town’s smaller size means fewer healthcare options and services, which can be a significant drawback for older residents.

Additionally, the economic opportunities are limited, potentially affecting those retirees who wish to work part-time.

Concerns for retirees: Limited healthcare and economic opportunities in a remote setting.

12. Valley City, North Dakota

Valley City North Dakota
Source: shafdog33

Valley City, the City of Bridges, is picturesque but small. Its beauty is overshadowed by the limited access to comprehensive medical facilities and entertainment.

The local economy is quite constrained, offering few opportunities for retirees who wish to stay active in the workforce.

While the community is tight-knit, the amenities that cater to the needs of retirees are not as developed as in larger cities.

Retirement limitations: Insufficient amenities and economic constraints.

13. Devils Lake, North Dakota

Devils Lake North Dakota
Source: devilslakend

Devils Lake is a small city named after the nearby body of water. It’s known for fishing and beautiful natural scenery.

However, the isolation of the town can make it difficult for retirees to access specialized healthcare and other essential services.

The local climate is also challenging, with long, harsh winters that can deter outdoor activities.

Why it’s less appealing: Geographic isolation and harsh climate conditions.

14. Casselton, North Dakota

Bottineau North Dakota
Source: casseltonnd

Casselton has a population of around 2,496.

It has a strong economy with low unemployment and a good median income.

But it is not all good news for retirees. The town has thin diversity and not a lot of amenities.

Crime rates also played a role in its low ranking.

Living here may not offer the relaxing retirement many dream of.

Why it is on this list: Casselton ranks poorly based on diversity, crime, and limited amenities.

15. Mayville, North Dakota

Mayville North Dakota 1
Source: mayvillestateuniversity

Mayville is home to about 2,102 people. It has a university and some parks and sports areas.

Some residents enjoy these assets. But housing and diversity scores are very low.

Schools are also rated poorly, even the local high school.

Crime rates added to its overall bad ranking.

Why it is on this list: Mayville struggles with poor schools, low diversity, and crime concerns.

16. Oakes, North Dakota

Oakes North Dakota
Source: kaisernorton

Oakes has a small population of around 2,125.

It is a quiet town but not the best for retirees.

It ranks among the worst places to live based on data.

Crime was a key reason for its low ranking.

The town does not offer many amenities for older adults.

It might not meet the needs of an active retirement.

Why it is on this list: Oakes ranks poorly due to crime data and limited appeal for retirees.

17. Stanley, North Dakota

Stanley North Dakota
Source: torresphotowerks

Stanley has about 2,189 people.

The town boasts a high median income.

Still, retirees may want to think twice before moving here.

It ranks low because of its crime statistics.

There are also few services and amenities.

These factors hurt its score as a good place to retire.

Why it is on this list: Stanley struggles with crime and a lack of retirement-friendly amenities.

18. Horace, North Dakota

Horace North Dakota
Source: 95.9krffcountry

Horace has a population of around 3,464.

It has very low unemployment and very high incomes.

But that does not make it perfect for retirees.

Crime data impacts its ranking in a negative way.

It also lacks diversity and some basic services.

Retirees looking for community may not find it here.

Why it is on this list: Horace ranks poorly because of crime and limited retiree appeal.

19. Lisbon, North Dakota

Lisbon North Dakota
Source: thankyoukat32

Lisbon is a small town with around 2,159 people.

It might seem quiet, but it has hidden issues.

It shows up on lists of worst places to live.

Crime rates were a big reason for its low score.

The town does not offer many options for retirees.

It may not give the safe and easy life many seek.

Why it is on this list: Lisbon has crime concerns and limited retirement appeal.

20. Bottineau, North Dakota

Bottineau North Dakota 1
Source: dustinisgoingplaces

Bottineau has about 2,104 residents.

The town deals with a notable unemployment rate.

Jobs and income stability are important at any age.

Crime also played a big role in its ranking.

These factors make it less than ideal for retirees.

It may not offer the peaceful living many want.

Why it is on this list: Bottineau struggles with unemployment and crime concerns.

5 thoughts on “20 Worst Towns for Retirees in North Dakota”

  1. Wow, you sure don’t have much good to say about ND. How about peace and quiet, friendly people. It’s all in what you are looking for.

  2. Geographic isolation and harsh climate conditions.… this is the whole State. ND has great people but it’s not for everyone.

  3. Where’re the towns w/low crime & favorable amenities?

  4. Are you able to mention any good towns in North Dakota for retirees? You pretty much listed all the biggest ones.

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