If you need to have a check cashed, you may be wondering if you can have this done at Hy-Vee. This is a common question as it can be quite difficult to find a place to cash a check as many stores don’t do this.
It can also be hard if the stores have certain requirements or limits to how they cash checks and what checks they cash. All of these details can make it even harder to find a place to have this money service done.
That is why it is a good idea to look into these stores to find the best option for you. Keep reading to find out whether or not Hy-Vee cashes checks and if it does, what kinds of checks it will cash.
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Will Hy-Vee Cash a Check for Me?
If you need to have a check cashed, one great place to go and have this done is Hy-Vee stores. This store generally provides check cashing options, though this may vary between store locations as they are all independently owned.
One thing to know about Hy-Vee is that it will only cash payroll checks. This is the rule, so you will need to keep this in mind as it most likely will not cash any other checks, such as:
- Government checks
- Personal checks
- Handwritten checks
- Business checks
These are a few examples of checks that you won’t be able to cash at Hy-Vee stores. You should also call your local Hy-Vee to ensure that it will cash checks at all since this can be different by the location.
It is also important to mention that you must enroll in Hy-Vee’s system to have your checks cashed. To do this, you will need to provide a government-issued in-state ID to be verified.
You may also need to go through a second form of ID proof to prove that you really are who you say you are. This is more extensive than misty stores require, as most simply as to see your ID before they cash your check.
Does Hy-Vee Have a Check Cashing Limit?
When you go to Hy-Vee to have your check cashed, it is important to know all of the details. Every store is going to have its own policies around this, so you will want to familiarize yourself with them.
Though these limits will vary by the location of the Hy-Vee store, there are some limitations that can help you to know what to expect. Most Hy-Vee stores will not cash checks of over $2,000 to $5,000.
This is quite a high amount, even if you just look at the $2,000 check limit. This is because many stores won’t be able to cash a check that is over $1,000. Making Hy-Vee a great place for bigger checks.
You can also go to get your check cashed at any time that the Hy-Vee store is open. There are no separate hours for cashing checks, it is just whenever the store is open for normal business hours.
Just avoid going in the early morning as the store might not have the cash on hand that early.
Does Hy-Vee Charge a Check Cashing Fee?
Wherever you go anywhere to have a check cashed, you can expect to have to pay a fee. This is common practice in stores as cashing a check is considered to be a money service for these stores.
Because of this, you will be charged a fee for every check that you have cashed. This fee is typically somewhere between $2 to $6 depending on the location that you have gone to. Every location is able to decide what fee it wants to charge for this money service.
Because of this, you may want to ask about the fee when you ask if that Hy-Vee location will cash checks. This can be important to know as this fee will eat into the check that you are having cashed.
A small fee isn’t too much to worry about, but you don’t want to be charged a larger fee without realizing just how much it really was.
Can I Cash My Checks at Hy-Vee?
If you need to have a check cashed, you can go to Hy-Vee to have this done for you at a fee from the store. Because Hy-Vee is independently owned, not every location will do this, but most will cash checks.
Many locations will cash checks as high as $5,000, depending on where you go. This can be done during normal store hours so that you don’t have to go at special times.
Though it is recommended that you go to have your check cashed later in the day instead of the morning. Otherwise, you risk the Hy-Vee store not having enough in cash in the store to cash your check for you.
Overall, Hy-Vee is a great place to check out if you need a check cashed so that you can have access to those funds.