Your retirement plan probably includes relaxation, not installing fourteen security cameras around your house.
Good news: Texas has towns where violent crime happens less often than Bigfoot sightings [web:119][web:116].
These 21 communities take safety seriously without turning into paranoid fortresses.
You’re better off spending your golden years enjoying life than wondering if your catalytic converter is still attached to your car.
Some places reported crime rates 85% below the national average.
1. Trophy Club, Texas
Trophy Club sits northwest of Dallas and consistently ranks as one of the safest towns in the Lone Star State.
In 2023, the town reported a total crime rate of just 616.2 per 100,000 residents, which is dramatically lower than both the national average of 2,324.2 and Texas’s average of 2,691.5.
The violent crime rate dropped from 0.4 in 2024 to just 0.2 in 2025. That’s why families and retirees feel so secure here.
Trophy Club features a private country club, a championship golf course, and lakefront properties that attract retirees seeking both safety and leisure activities.
Why It’s On This List: Trophy Club is 80% safer than the national average, with violent crime happening less than once per 4,500 residents.
2. Melissa, Texas
Melissa holds the record for the lowest crime rate among Texas retirement towns.
This fast-growing community north of Dallas reported a violent crime rate of only 0.2 incidents per 1,000 people in 2024. Property crime sits at 3.2 per 1,000 people.
The town offers ample green spaces and family-friendly activities while staying well-protected from coastal weather.
Melissa’s strategic location provides easy access to major medical facilities in nearby Plano and McKinney while maintaining its small-town charm and affordability.
Why It’s On This List: Melissa achieved the lowest crime rate in all of Texas, making it the statistically safest place to retire in the state.
3. Colleyville, Texas
Colleyville near Fort Worth boasts a 77.5% drop in crime compared to the national average.
Your chance of becoming a victim of violent crime here is just 1 in 1,838. The property crime rate is equally impressive at 5.13 per 1,000 residents.
The town invested heavily in community safety programs like CERT, where residents learn firefighting and first aid skills.
Colleyville also features excellent schools, upscale shopping at Colleyville Downs, and quick access to DFW International Airport for retirees who love to travel.
Why It’s On This List: Colleyville ranks among the top 100 safest cities in the entire United States, with crime rates far below state and national averages.
4. Fair Oaks Ranch, Texas
Fair Oaks Ranch jumped 18 spots in 2025 to become the 16th safest city in Texas.
The overall crime rate is 76% lower than the national average, with just 556 crimes annually per 100,000 people. The violent crime rate is 90% lower than the national average.
This San Antonio suburb features guarded entry neighborhoods and stunning custom-built homes nestled among beautiful scenery.
The community also offers two golf courses, equestrian facilities, and miles of scenic trails perfect for morning walks and outdoor activities.
Why It’s On This List: Fair Oaks Ranch has experienced declining crime rates and offers peaceful living with a dedicated police department that actively participates in community events.
5. San Elizario, Texas
San Elizario near El Paso is often called the safest town in Texas.
The crime rate here is 85.5% lower than the national average. In recent reports, there were only 4 violent crimes and 30 property crimes per 100,000 residents.
The town maintains rich cultural heritage and strong family values that create a welcoming atmosphere for retirees.
San Elizario hosts annual festivals celebrating its Spanish colonial history, and residents enjoy affordable housing with median home prices well below state averages.
Why It’s On This List: With a total crime rate of just 337 per 100,000 people compared to the national average of 2,324, San Elizario stands out as exceptionally safe.
6. Fulshear, Texas
Fulshear sits about 40 minutes from downtown Houston and offers exceptional safety for active adults.
The town features Del Webb Fulshear, a master-planned 55+ community with 725 homes designed specifically for retirees. Crime rates here remain significantly below state averages.
Residents enjoy resort-style amenities including pools, pickleball courts, and scenic walking trails in a secure environment.
The community also provides a full-time lifestyle director who organizes social events, fitness classes, and hobby clubs to keep residents active and engaged.
Why It’s On This List: Fulshear combines low crime rates with age-restricted communities built for seniors who want both safety and an active lifestyle.
7. Iowa Park, Texas
Iowa Park offers peaceful retirement living in North Texas.
The violent crime rate is just 0.5 per 1,000 people, and property crime sits at 4.1 per 1,000 people. Your chance of becoming a crime victim here is 1 in 183.
The small-town atmosphere and low crime rate make it an attractive option for retirees seeking tranquility.
Iowa Park maintains its historic downtown district and hosts community events throughout the year, creating strong bonds among residents who value neighborly connections.
Why It’s On This List: Iowa Park’s crime rate is lower than 71% of Texas cities and 66% of all American communities, with very manageable weather risks.
8. Horizon City, Texas
Horizon City is a growing suburb of El Paso known for excellent safety records.
The crime rate here is about 80% below the Texas state average. Your chance of becoming a victim of violent crime is just 1 in 1,208.
Residents enjoy peaceful lives with the knowledge that their safety is in reliable hands.
Horizon City offers stunning mountain views, affordable housing options, and proximity to Fort Bliss military base, which provides additional security presence in the area.
Why It’s On This List: Horizon City ranks safer than most similarly-sized American cities, with violent crime happening far less often than the national average.
9. University Park, Texas
University Park near Dallas offers suburban comfort with strong safety measures.
The violent crime rate is exceptionally low at just 0.32 per 1,000 residents. Your chance of becoming a victim of violent crime is 1 in 3,119.
Here’s the deal: while property crime is slightly higher, violent crime remains well below national averages.
The town surrounds Southern Methodist University and features tree-lined streets, upscale shopping at Highland Park Village, and quick access to Dallas’s best medical centers.
Why It’s On This List: University Park ranks among the top 100 safest cities in America, with violent crime rates significantly lower than most communities.
10. Georgetown, Texas
Georgetown sits just 30 minutes north of downtown Austin in Central Texas.
The crime rate is much lower than the U.S. average, with abundant amenities designed specifically for seniors. Multiple senior living communities offer on-site management and secure environments.
The town provides a perfect balance of safety and accessibility to major medical centers and entertainment.
Georgetown’s historic downtown square hosts regular festivals and farmers markets, while nearby Lake Georgetown offers boating and fishing opportunities for active retirees.
Why It’s On This List: Georgetown combines low crime rates with excellent senior-friendly amenities and proximity to Austin’s world-class healthcare facilities.
11. Celina, Texas
Celina jumped 16 places in one year to become the 14th safest city in Texas in 2023.
The city is 86% safer than the majority of towns and cities across the United States. Crime rates here are 70% lower than many Texas communities.
Celina features master-planned communities with resort-style pools and miles of trails perfect for active retirees.
The town’s rapid growth hasn’t compromised its safety, with new developments including shopping centers, restaurants, and healthcare facilities that serve the expanding population.
Why It’s On This List: Celina earned its highest safety ranking ever, with proactive law enforcement and strong community engagement keeping crime extremely low.
12. Lucas, Texas
Lucas boasts crime rates 60% lower than the national average.
Your chance of becoming a crime victim here is just 1 in 118. Violent crime sits at only 142 incidents per 100,000 residents.
The town reported just 7 predicted violent crimes in 2022, making it one of the safest small towns in Collin County.
Lucas maintains its rural character with large lots and equestrian properties while staying close to Plano’s shopping and medical facilities just minutes away.
Why It’s On This List: Lucas combines extremely low crime with high median household income of $95,000 and unemployment at just 3.3%.
13. Highland Village, Texas
Highland Village maintains a strong reputation for safety in the Dallas-Fort Worth area.
Residents consistently praise the visible police presence, with officers patrolling day and night. The community features three pools, parks, and lake access.
That’s why families feel so comfortable here. The neighborhoods offer golf cart-friendly streets and close-knit community bonds.
Highland Village sits on the shores of Lewisville Lake, providing waterfront dining, marinas, and recreational activities that make retirement enjoyable and secure.
Why It’s On This List: Highland Village provides a small-town feel while staying surrounded by bigger cities, with police who actively interact with community members.
14. Southlake, Texas
Southlake ranks among the safest small towns in Texas with a violent crime rate nearly 50% lower than the national average.
The city features major medical facilities, including Methodist Southlake Medical Center. The population of 31,137 enjoys well-rounded healthcare amenities.
The Southlake Senior Activity Center promotes elderly well-being through crime prevention and safety programs.
Southlake Town Square offers upscale shopping and dining in a pedestrian-friendly environment, while the city’s trail system connects neighborhoods throughout the community.
Why It’s On This List: Southlake is considered one of the top places to retire for those prioritizing safety, with excellent healthcare access and senior-focused facilities.
15. Prosper, Texas
Prosper is 49% safer than the national average and continues growing rapidly.
The city grew by over 25% in 2020 and consistently ranks as one of the safest in the DFW metroplex. Crime rates are significantly lower than the national average.
Seniors find reliable healthcare at Texas Health Care Prosper and Texas Health Neighborhood Care.
Prosper’s downtown district features local shops and restaurants, while new developments offer modern homes with smart technology and energy-efficient designs.
Why It’s On This List: Prosper offers modern master-planned communities with resort-style amenities while maintaining some of the lowest crime rates among neighboring cities.
16. Rockwall, Texas
Rockwall reported a total crime rate of 2,461 per 100,000 people in 2022.
This rate remains consistently lower than both the Texas state average of 5,489 and the national average of 3,906. Your chance of violent crime is 1 in 897.
The community hosts events like April Showers Bring May Flowers, where residents gift flowers to seniors.
Rockwall’s historic downtown square features antique shops and waterfront dining along Lake Ray Hubbard, offering retirees plenty of entertainment without sacrificing safety.
Why It’s On This List: Rockwall is safer than both Texas and national averages, offering small-town charm with big-city convenience near Dallas.
17. Boerne, Texas
Boerne sits just 31 miles from San Antonio in the beautiful Texas Hill Country.
The overall crime rate is 42% lower than the national average. The historic district spans 150 buildings and adds distinctive German heritage charm.
The Center wellness hub provides activities and support services dedicated to senior well-being.
Boerne offers cave tours at Cascade Caverns, wine tasting at local vineyards, and scenic drives through rolling hills that showcase the natural beauty of the region.
Why It’s On This List: Boerne combines low crime rates with no state income tax, world-class healthcare access, and spacious properties averaging $615,000.
18. Fairview, Texas
Fairview boasts a crime rate 71.2% lower than the national average.
More than half the population is over 50, making it ideal for retirees. Violent crime is 87.6% lower than average at just 46 per 100,000 people.
Your chance of becoming a violent crime victim is only 1 in 5,395. The town experiences just 0.01 violent incidents daily.
Fairview maintains its rural atmosphere with large estates and preserved open spaces, while staying close to Allen’s premium shopping outlets and entertainment venues.
Why It’s On This List: Fairview ranks among the safest cities in the nation, with a total crime rate of just 669 compared to the national average of 2,324.
19. Murphy, Texas
Murphy in Collin County reported just 14 violent crimes in recent statistics.
The town consistently reports crime rates lower than the national average. Murphy Central Park provides walking trails, sports fields, and splash pads.
But here’s the deal: Lavon Lake nearby offers fishing, boating, and picnicking for outdoor enthusiasts.
Murphy’s location puts retirees within easy reach of Dallas’s cultural attractions while maintaining quiet neighborhoods where everyone knows their neighbors.
Why It’s On This List: Murphy blends safety with community spirit, offering suburban tranquility just minutes from Dallas and Plano’s big-city amenities.
20. Kermit, Texas
Kermit is a small West Texas town known for exceptionally low crime rates.
The community offers peaceful desert living far from coastal weather risks. Crime statistics show rates well below state averages.
Retirees appreciate the quiet atmosphere and affordable housing in this tight-knit community.
Kermit’s location in the Permian Basin provides stunning sunset views and clear night skies perfect for stargazing, with minimal light pollution.
Why It’s On This List: Kermit provides safe, affordable retirement living with minimal crime and protection from severe weather events common in other Texas regions.
21. Pflugerville, Texas
Pflugerville offers safe retirement living near Austin’s amenities.
The city features fall prevention systems and senior support programs that help older adults stay strong and independent. Multiple assisted living facilities serve the area.
Residents enjoy access to world-class healthcare while maintaining a suburban lifestyle with reasonable costs.
Pflugerville hosts the annual Deutschen Pfest, celebrating its German heritage, and Lake Pflugerville offers fishing piers and nature trails for peaceful outdoor recreation.
Why It’s On This List: Pflugerville combines safety with proximity to Austin’s medical centers and cultural attractions, plus senior-focused wellness programs and care facilities.