North Carolina: a state renowned for its beauty and charm, yet some corners are better left unexplored—especially with a retirement fund.
Why settle for less when you can avoid the stress? We’ve pinpointed the places where retirees might want to think twice.
Join us as we count down the top 20 towns where the retirement brochures might be best used for kindling.
1. Lumberton, NC
Lumberton is known for its rich history and beautiful natural settings, including the Lumber River which is a certified National Wild and Scenic River. However, it might not be the best place for retirees seeking peace and quiet. The town has a higher than average crime rate which might be concerning for some.
Despite its charming landscapes, the healthcare facilities in Lumberton are limited, which is a significant consideration for retirees needing regular medical care. The town also struggles with economic development, which can affect property values and the cost of living.
Lumberton experiences a humid subtropical climate, which means hot, humid summers and mild winters. While this might be appealing to some, the weather can also lead to discomfort for those sensitive to heat.
Reason for Ranking: Lumberton is frequently mentioned as one of the worst cities in North Carolina. It has a crime rate 486.5% higher than the national average, with a total crime rate of 13,631 per 100,000 people.
2. Wadesboro, NC
Wadesboro sits as a small town with a population that values its quiet streets and local activities. However, this small-town charm might not be enough for retirees looking for comprehensive amenities and services. The town has limited recreational and social opportunities for seniors.
The local economy in Wadesboro is not very robust, which can lead to fewer healthcare options and amenities that are crucial for older residents. Additionally, the public transport options are sparse, making it difficult for those who no longer drive to get around independently.
Wadesboro’s location also means it is quite a distance from major hospitals or specialist medical centers, which could be a disadvantage for those with specific health needs.
Reason for Ranking: A crime rate 346.83% higher than the national average, with violent crime 608.8% higher than the national average.
3. Henderson, NC
Henderson offers historical attractions and a close-knit community feel, which might attract some retirees. However, the town has a high crime rate, which can be a major deterrent for anyone, especially retirees looking for a safe environment.
The healthcare services in Henderson are limited, with few specialists or medical facilities dedicated to senior health. This can pose a significant problem for retirees who need regular, specialized care.
While Henderson has affordable housing, the lack of investment in local infrastructure and services can impact the quality of life for its residents.
Reason for Ranking: Henderson is described as “one of the top 3 most dangerous cities in NC” and makes it into the top 15 most dangerous in the US.
4. Laurinburg, NC
Laurinburg, nestled in Scotland County, is known for its cultural heritage and active community life. However, it may not be the best choice for retirees due to its economic challenges and high unemployment rates, which can affect community services and healthcare.
The town has limited access to quality healthcare, with few medical providers and facilities. This is particularly concerning for retirees who often require consistent and specialized medical care.
Although Laurinburg is culturally rich, the lack of modern amenities and recreational activities for seniors can make it less appealing for those looking to enjoy their retirement years to the fullest.
Reason for Ranking: Economic challenges and limited healthcare access place Laurinburg on this list.
5. Goldsboro, NC
Goldsboro is a city rich in military history, home to the Seymour Johnson Air Force Base. Despite this, it might not be the ideal place for retirees due to its relatively high crime rates and noise pollution from the base.
The city’s infrastructure is somewhat outdated, which can be an issue for retirees who need reliable services and facilities. Goldsboro’s healthcare system, while having some services, often requires residents to travel to nearby cities for more specialized care.
Moreover, the local economy is heavily dependent on the military base, which does not always provide the stability that retirees might look for in their community.
Reason for Ranking: High crime rates and noise pollution make Goldsboro less suitable for retirees.
6. Whiteville, NC
Whiteville offers a small-town atmosphere and is known for its proximity to natural attractions. However, it might not be the ideal retirement spot due to its high crime rates and limited economic opportunities. The town has struggled to attract new businesses, affecting local services and amenities.
Healthcare options in Whiteville are limited, with few specialists and medical facilities. This can be challenging for retirees who need regular medical care or access to specialist treatments.
Additionally, the educational and recreational opportunities are not as robust compared to other areas, which might be a drawback for active seniors looking for a vibrant community life.
Reason for Ranking: High crime and limited healthcare and recreational activities make Whiteville less desirable for retirees.
7. Kinston, NC
Kinston offers a blend of art, culture, and history but falls short on factors important for retirees. The town has struggled with high crime rates, which is a major concern for those seeking a peaceful retirement.
Healthcare options in Kinston are also lacking, with few medical professionals and facilities tailored to the needs of the elderly.
Despite having some cultural attractions, the overall economic instability and lack of recreational activities specifically for seniors further detract from its attractiveness as a retirement destination.
Reason for Ranking: Kinston is explicitly described as “the worst place to live in North Carolina” with extreme poverty and crime rates. It has a crime index of 1 out of 100, with residents having a 1 in 13 chance of being a crime victim annually.
8. Rocky Mount, NC
Rocky Mount has a rich railroad history and a strong sense of community, but it faces significant challenges that could deter retirees. The town has one of the higher crime rates in the state, which raises concerns about safety.
Additionally, the healthcare infrastructure in Rocky Mount is not as developed as it needs to be to support a growing senior population, with limited access to specialist care.
The town’s economy has been fluctuating, which impacts the stability and availability of community resources and services.
Reason for Ranking: Safety concerns and inadequate healthcare facilities are major drawbacks for retirees considering Rocky Mount.
9. Fayetteville, NC
Fayetteville is a military town with a strong community and rich history. However, it’s also known for its higher crime rates, which might be unsettling for retirees looking for a peaceful environment.
While the city has a number of healthcare facilities, the quality of care can vary, and some areas are underserved, which can be concerning for those who need consistent medical attention.
The presence of the military base can also lead to noise and occasional disruptions, which might not be ideal for all retirees.
Reason for Ranking: High crime rates and potential disruptions from military activities make Fayetteville a challenging place for retirees.
10. Salisbury, NC
Salisbury is known for its historic sites and cultural offerings, but it might not be the best choice for retirees. The city has faced issues with crime and safety, which can be concerning for those looking for a secure living environment.
The local healthcare system, while available, does not meet the needs of an aging population, lacking in both facilities and specialist providers.
Additionally, while Salisbury has historical charm, the cost of living and maintenance of older properties can be higher than expected, impacting retirees with fixed incomes.
Reason for Ranking: Concerns over crime and inadequate healthcare facilities make Salisbury less attractive to retirees.
11. Winston-Salem, NC
Winston-Salem is a city known for its vibrant arts scene and innovation. However, certain areas of the city suffer from high crime rates, which can be a turnoff for retirees looking for a secure environment.
The city does offer decent healthcare facilities, but the quality and availability can vary significantly depending on the area.
Additionally, while there are many cultural and recreational opportunities, the cost of living in some parts of Winston-Salem can be prohibitive for those on a fixed income.
12. Asheville, NC
Asheville is famous for its scenic beauty and vibrant arts community, making it a popular tourist destination. However, the popularity also means higher living costs, which can be a deterrent for retirees on a budget.
The city has good healthcare facilities, but the demand from both residents and tourists can sometimes lead to overcrowded conditions.
Despite its many attractions, the traffic and tourism can overwhelm local infrastructure, especially during peak seasons, making it less peaceful for daily living.
Reason for Ranking: Residents and healthcare professionals express significant concerns about healthcare access and quality in the Asheville area, particularly following the privatization of Mission Hospital.
13. Clinton, NC
Clinton, while rich in history and community spirit, faces challenges that may impact its desirability for retirees. The town’s healthcare facilities are notably limited, which is a significant concern for older residents who require frequent medical care.
Additionally, the crime rate in Clinton is higher than in many other towns, which can make retirees feel uneasy about their safety and security.
The public transportation system in Clinton is underdeveloped, making it difficult for those who don’t drive to get around and access essential services.
Reason for Ranking: The combination of limited healthcare, higher crime rates, and poor transportation options make Clinton less suitable for retirees. Locals say there are healthcare access barriers in rural areas, such as having a limited number of specialists like orthopedic doctors available.
14. Cary, North Carolina
Cary is known for being a nice place for families.
But for retirees, it might not be the best.
Living here can get expensive fast.
Housing prices are high. Everyday costs like groceries and healthcare also cost more.
Some people like the busy life, but it can be too much after retirement.
Why it is on this list: High living costs make it a hard place for retirees to relax and save money.
15. Chapel Hill, North Carolina
Chapel Hill is a college town full of young students.
It is lively and busy most of the year. This makes it less peaceful for retirees.
The cost of living is also very high. Finding affordable housing can be tough.
Medical care is good but expensive.
Why it is on this list: High costs and the fast-paced college vibe are not ideal for a relaxing retirement.
16. Charlotte, North Carolina
Charlotte is the biggest city in the state. It is busy, crowded, and always moving fast.
For some retirees, that can feel overwhelming.
Charlotte is also pricey. Housing, groceries, and healthcare are not cheap.
Traffic is heavy too, making getting around harder.
Why it is on this list: High costs and city stress make Charlotte a tough spot for retirees.
17. Gastonia, North Carolina
Gastonia is a small city near Charlotte. It does not offer much for retirees who want peace and quiet.
The cost of living is higher than you might expect.
Healthcare services are not the best. Public safety has room for improvement too. It can be hard to find fun activities for older adults.
Why it is on this list: Higher costs and fewer retiree-friendly services make Gastonia less appealing.
18. Greensboro, North Carolina
Greensboro is a larger city with a lot of history. But it falls short for retirees in many ways.
Healthcare and recreational options are limited.
It also ranks low for affordability. Housing costs are higher than nearby towns.
Traffic and crime are additional concerns.
Why it is on this list: Lower scores in affordability, healthcare, and safety hurt Greensboro’s retiree appeal.
19. Albemarle, North Carolina
Albemarle sits close to Charlotte, but it struggles in many ways. It has one of the worst drug overdose rates in North Carolina.
Crime is a real worry here too.
People have a 1 in 16 chance of being attacked or robbed each year.
The poverty rate is about 25%.
Jobs are hard to find, and unemployment is very high.
Why it is on this list: High crime and poverty make Albemarle unsafe and unstable for retirees.
20. High Point, North Carolina
High Point may be known for its furniture stores.
But it is also one of the 25 deadliest cities in the country.
The murder rate is high at 16 per 100,000 people.
The city is very segregated by race and income.
Crime and drug problems are serious issues here.
It is not the peaceful town many retirees dream of.
Why it is on this list: High crime rates and social issues make High Point risky for retirees.