Both the Giant Food Stores and Giant Food of Maryland offer a range of services for their customers, including some basic financial services. If you need to cash a check, your local Giant Food Stores location might be able to help you out.
As with any place that cashes checks, there are policies that you should know about beforehand, which are all covered in this post. Though the two stores are sister companies, each may have varying policies but based on research the information in this post is accurate for both.
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Will Giant Food Stores/Giant of Maryland Cash Checks?
Giant Food Stores/Giant of Maryland will cash personal and welfare checks for customers with valid IDs. Government and payroll checks are only cashed for customers with a Payroll and Business Check Cashing Card. There are no check-cashing limits and fees range from $1 to $1.50 per check.
Additionally, all Giant Food Stores use the third-party check verification system TeleCheck to verify you and your check. If it rejects your check for any reason, it won’t be cashed. On the other hand, you can show your ID if you simply don’t show up in their system.
Since policies can change at any time, it’s best to call your local store to confirm any information.
What Types of Checks Does Giant Food Cash?
Giant Food is quite generous in the types of checks it will cash when compared to other grocery stores.
Some types of checks will require you to have a Payroll and Business Check Cashing card through your local Giant Food store, while others just need a valid ID.
| Type of Check | Requirements |
| Personal | Valid ID and/or pass TeleCheck |
| Welfare | Government-issued ID and/or pass TeleCheck |
| Payroll | Payroll and Business Check Cashing card |
| Government | Payroll and Business Check Cashing card |
You can cash a check during regular business hours, which are normally 6:00 am to midnight. Of course, you’ll want to make note of any Holiday or seasonal hours.
If Telecheck rejects your check, you can dispute it by filling out their online form or by calling TeleCheck directly at (888) 398-2331. However, the cashier may be able to verify your identity with a simple ID if it’s your first time cashing a check there or if you don’t appear in TeleCheck’s system.
What Types of Checks Will Giant Food NOT Cash?
There are several types of checks that can’t be cashed, such as the types below.
- Hand-written or hand-typed payroll checks
- Foreign checks
- Money orders
- Insurance checks
- Post Dated or predated checks
- Two-party checks
- Starter checks
- Any accepted type of check without required ID and/or Payroll and Business Check Cashing card
Just like any other part of their policy, it will vary from store to store and can change at any time. Call your local Giant Food Store or Giant of Maryland location for the most updated and accurate information.
What Kind of ID Do I Need To Cash A Check At Giant Food?
You can use any government-issued form of ID as long as it’s valid.
- Driver’s license
- Military ID
- State-issued photo ID
- Passport or passport card
If you don’t have any of the types of identification mentioned, you can call your local store and see if they accept different types of ID instead.
Is There a Check-Cashing Limit?
There doesn’t seem to be a limit on how many checks you can cash or a maximum dollar amount for each check. However, each location may vary and your limit may be based on your TeleCheck profile.
Does Giant Food Charge to Cash Checks?
Yes, Giant Food charges a small fee to cash checks. Most stores charge around $1 to $1.50 per check, but every location will vary.
How Do I Cash a Check at Giant Food Stores?
Most places have the same process for cashing a check, which usually looks like the following steps.
- Locate your store using the Giant of Maryland store locator or the Giant Food Store location finder
- Present your endorsed check and any required IDs and/or Payroll and Business Check Cashing card to the cashier and ask for the check to be cashed
- Wait for the verification system to approve or decline your check
- If approved, you’ll sign an electronic receipt and receive cash
Can I Cash a Check at Giant Food Stores or Giant of Maryland?
You can cash personal, payroll, welfare, and government checks at Giant Food Stores and Giant of Maryland. You need a valid ID for all checks and a Payroll and Business Check Cashing Card for government and payroll checks. Fees range from $1 to $1.50 and there are no limits.