Alaska might just hold the answer, with its breathtaking views that can, quite literally, take your breath away with frostbite.
From the soaring cost of living to the scarcity of fresh produce that hasn’t traveled more miles than a migrating salmon, retirement in these towns isn’t exactly a walk in the park… unless that park is made entirely of ice.
Let’s explore the 20 towns in Alaska where polar bears are more common than affordable healthcare.
Table of Contents
1. Nome, Alaska
Nome, Alaska, often recognized for its historic role in the last great gold rush, is as challenging as it is charming. With a population of just over 3,800, the town offers rugged landscapes and vibrant native cultures. Nome’s remote location, accessible only by plane or boat, adds to its unique character but also presents significant logistical challenges for residents.
The harsh Bering Sea climate contributes to high living costs, particularly in terms of heating and groceries, which are far pricier than in more accessible regions. The limited healthcare facilities in Nome pose a particular concern for retirees who may require consistent medical care.
[Reason for Ranking]: The combination of extreme weather, high cost of living, and inadequate healthcare makes Nome a less desirable option for retirees seeking comfort and convenience in their golden years.
2. Bethel, Alaska
Bethel is a remote outpost with a population of approximately 6,500, making it one of the largest communities in the Kuskokwim Delta. Life here is steeped in the traditional ways of the Yup’ik people, but the town’s isolation significantly affects accessibility and living costs.
Bethel suffers from some of the highest grocery prices in the country, compounded by transportation costs, since all goods must be flown or barged in. This town experiences long, harsh winters and short, buggy summers, which can be a deterrent for those accustomed to milder climates.
[Reason for Ranking]: Bethel’s high cost of living and severe weather conditions place it on the list of less favorable retirement destinations in Alaska.
3. Barrow, Alaska
Barrow (officially known as Utqiaġvik), is the northernmost city in the United States, offering a unique experience with months of darkness in winter and continuous daylight during summer. Its extreme location leads to extraordinary living conditions.
The city’s small population of about 4,300 people faces some of the highest living costs in Alaska, particularly when it comes to housing and utility expenses. The extreme cold and geographic isolation can make daily life challenging, especially for those not used to Arctic living.
[Reason for Ranking]: The extreme Arctic conditions and high cost of living make Barrow a tough place for retirees seeking a more temperate and accessible retirement.
4. Kotzebue, Alaska
Kotzebue lies just north of the Arctic Circle and is known for its breathtaking views of the Aurora Borealis. Its small community of around 3,200 people experiences a blend of traditional Inupiat culture and modern challenges.
The cost of living in Kotzebue is high due to its remote location, affecting everything from utility bills to basic groceries. The town’s limited healthcare services and severe weather conditions are significant considerations for anyone looking at retirement options.
[Reason for Ranking]: The high costs and harsh climate contribute to Kotzebue’s placement among the least favorable towns for retirees in Alaska.
5. Kodiak, Alaska
Kodiak, known for its large brown bears and rich fishing industry, is both isolated and beautiful. The island’s population of about 6,000 enjoys stunning natural scenery, but must also contend with high living costs and limited medical facilities.
Transportation to and from Kodiak can be problematic, particularly during the winter months when weather conditions deteriorate. The community’s reliance on air and sea transport makes everyday goods considerably more expensive.
[Reason for Ranking]: Kodiak’s beautiful but isolated location and the high cost of essential services make it a challenging place for retirees.
6. Cordova, Alaska
Cordova, nestled at the mouth of the Copper River, is known for its stunning natural beauty and thriving salmon fisheries. However, the town’s inaccessibility by road can be a significant hurdle for those looking to retire in a more connected locale.
The cost of living here is elevated due to transportation costs, and the small medical facilities available are a concern for retirees needing regular healthcare services. The long, snowy winters and remote setting, while picturesque, can be impractical for daily life in retirement.
[Reason for Ranking]: The lack of accessibility and the high cost of living make Cordova less attractive to retirees seeking convenience and easy access to services.
7. Aniak, Alaska

Aniak, a tiny town located in the western part of Alaska, has a population of just over 500. It offers a deep connection to native Alaskan culture and unspoiled natural landscapes.
The extreme isolation of Aniak results in very high costs for basic goods and services, including groceries and healthcare. The limited employment opportunities and harsh weather conditions further complicate the prospects for retirees.
[Reason for Ranking]: Aniak’s severe isolation and the high cost of living are major factors in its ranking as a challenging place for retirement.
8. Hooper Bay, Alaska

Hooper Bay is one of the largest Yup’ik communities in Alaska, with a rich cultural heritage. However, its remote location on the west coast of the state makes it one of the least accessible towns.
The cost of living in Hooper Bay is significantly higher than in more urban areas, with limited access to healthcare and other essential services. The harsh weather and geographical isolation present daily challenges for its residents, including retirees.
[Reason for Ranking]: The combination of high living costs, limited services, and remote location places Hooper Bay among the less desirable retirement spots in Alaska.
9. Tok, Alaska
Located at the junction of three major highways, Tok is often considered the ‘Gateway to Alaska.’ Despite its strategic location, it remains a small community with limited resources.
Retirees in Tok face high fuel and heating costs, crucial for surviving the severe winters. The town’s small population and remote setting limit access to healthcare and other essential services, making it less appealing for those seeking a comfortable retirement.
[Reason for Ranking]: The high cost of living and limited healthcare options contribute to Tok’s ranking as a challenging location for retirees.
10. Glennallen, Alaska
Glennallen is crucial for access to the Wrangell St. Elias National Park, one of the largest parks in the United States. However, its remote location and small population pose significant challenges.
The town faces high costs for most necessities, particularly in terms of heating and transportation. The limited healthcare facilities and services available in Glennallen are a major concern for retirees, who often require frequent medical care.
[Reason for Ranking]: Glennallen’s geographical isolation and the scarcity of essential services make it a difficult choice for retirement.
11. Dillingham, Alaska

Dillingham, situated on the coast of the massive Bristol Bay, is a hub for the local fishing industry. Despite its scenic views, it presents several drawbacks for retirees. The town has a small population of about 2,300 people, which limits social and recreational opportunities.
The area’s cost of living is inflated by its remoteness, impacting everything from housing to healthcare. The healthcare facilities in Dillingham are minimal, and specialized medical services require traveling to larger cities.
[Reason for Ranking]: The high cost of living combined with limited healthcare and social opportunities makes Dillingham a less ideal retirement destination.
12. Unalaska, Alaska
Unalaska is known for its role on the show ‘Deadliest Catch’ and as a key location in the Aleutian Islands. While it offers a unique living experience, the town’s extreme weather and isolation pose significant challenges.
The cost of living here is among the highest in the nation, exacerbated by its reliance on imports for nearly all supplies. Limited medical facilities and the necessity of small plane travel for more serious health issues add to the complications for retirees.
[Reason for Ranking]: Extreme isolation and the necessity for expensive imports make Unalaska a challenging place for retirees.
13. Valdez, Alaska
Valdez, nestled in a picturesque fjord with stunning natural beauty, is often associated with the infamous 1989 oil spill. Its economy relies heavily on the oil industry and fishing, but it has its downsides for retirees.
The high cost of living, particularly for housing and utilities, and the small size of the community can limit social interactions and activities for retirees. The town also faces frequent severe weather conditions, which can be daunting for those not used to tough Alaskan winters.
[Reason for Ranking]: Valdez’s reliance on industry, small community size, and harsh weather make it less appealing for retirement.
14. Seward, Alaska
Seward is renowned for its historical significance and as a gateway to Kenai Fjords National Park. However, its coastal location subjects it to severe weather, including heavy rains and storms which can be challenging for retirees.
The town has limited healthcare facilities, and its economy is heavily dependent on tourism, which fluctuates seasonally. These factors contribute to a higher cost of living relative to the amenities available.
[Reason for Ranking]: The fluctuating economy, limited healthcare, and severe weather conditions make Seward a less desirable place for retirees.
15. North Pole, Alaska
Despite its charming name and festive reputation, especially around Christmas, North Pole, Alaska, faces several challenges. The town is small, with limited healthcare facilities and social activities, which can be a deterrent for retirees looking for a vibrant community life.
Additionally, the cost of living is high, particularly for utilities and transportation, due to its location. The severe cold temperatures in winter can also be a significant barrier for retirees from milder climates.
[Reason for Ranking]: North Pole’s extreme temperatures and high cost of living make it tough for retirees seeking comfort and community.
16. Wrangell, Alaska
Wrangell, located on an island, is rich in history and nature, known for its access to incredible wildlife and scenic views. However, the town’s isolation and small population size limit its appeal for retirees.
Healthcare options in Wrangell are limited, and the cost of living is high due to the necessity to import most goods. The community is tight-knit, which can be both a positive and a negative, depending on one’s desire for privacy.
[Reason for Ranking]: Limited healthcare and high living expenses contribute to Wrangell’s ranking among the less favorable retirement destinations.
17. Soldotna, Alaska
Soldotna, while known for its fishing and natural beauty, has drawbacks that affect its suitability as a retirement town. The cost of living here is relatively high, particularly in terms of real estate and healthcare, which are crucial for retirees.
The town also has limited medical facilities, and the long, dark winters can be difficult for those accustomed to more sunlight and milder weather. Recreational activities, while abundant in summer, dwindle significantly in winter.
[Reason for Ranking]: The high cost of living and limited winter activities make Soldotna less appealing for retirees.
18. Kenai, Alaska
Kenai, situated on the Kenai Peninsula, offers some of the best fishing spots in the state but also poses several challenges for retirees. The city’s economy is closely tied to seasonal industries, which can lead to fluctuations in the cost of living and availability of services.
Medical facilities in Kenai are better than in many other small towns but still limited compared to urban areas. The community is also relatively small, which might not suit everyone’s social needs in retirement.
[Reason for Ranking]: Kenai’s reliance on seasonal industries and limited social opportunities place it among the less suitable towns for retirees.
19. Palmer, Alaska
Palmer is nestled in the Matanuska Valley and is known for its agriculture, particularly the giant vegetables grown in the endless summer days. However, the town’s small size and remote location contribute to a higher cost of living and limited healthcare facilities.
While Palmer has a unique charm and a strong community spirit, the limited amenities and services available can be a challenge for retirees who need more regular medical care and social activities.
[Reason for Ranking]: Palmer’s limited healthcare services and high cost of living make it a challenging choice for retirees.
20. Ketchikan, Alaska
Ketchikan, known for its rich native culture and as a popular cruise ship stop, offers stunning scenery and a vibrant arts scene. However, its heavy rainfall and the high cost of living, particularly for housing and transportation, are significant downsides.
The town has some healthcare facilities, but they are not equipped to handle more serious conditions, which often require travel to larger cities. The small town feel can also be limiting for retirees looking for a more active and diverse community.
[Reason for Ranking]: Ketchikan’s climate and limited healthcare options make it a less desirable location for retirees looking for stability and comfort.