We’ve got the scoop!
Join us as we count down the top twenty towns in Minnesota that could make retirement feel like a long-term camping trip.
Without the fun of s’mores.
Table of Contents
1. Roseau, Minnesota
Roseau is known for its proximity to the Canadian border and its vibrant wildlife. Despite its beautiful natural surroundings, it might not be the best fit for retirees. The town has harsh winters that can be challenging for those looking to enjoy their retirement years outdoors.
The local economy is heavily dependent on manufacturing and agriculture, which does not offer much for those who are no longer working. Public transportation options are also limited, making it difficult for those who do not drive.
Housing options are limited, and the cost of living, while low, does not compensate for the lack of senior-specific amenities.
Lack of Amenities: Roseau is listed here due to its limited healthcare facilities and social activities for seniors.
2. Warroad, Minnesota
Warroad, another northern town, is famed for its ice hockey culture and access to Lake of the Woods. However, it’s not ideal for retirees seeking a peaceful and convenient lifestyle.
The town’s remote location makes it difficult to access larger medical centers, which can be a critical factor for retirees. Additionally, the extreme cold during winter months can pose health risks to older adults.
Warroad’s economy is also centered around seasonal tourism and fishing, which offers little to retirees outside of these interests.
Healthcare Accessibility: The remote location and lack of medical facilities make Warroad a challenging place for retirees.
3. Eveleth, Minnesota
Located in the heart of the Iron Range, Eveleth is known for its mining history and the United States Hockey Hall of Fame. The town has a rich cultural heritage but may not be the best choice for retirement living.
The job market is focused primarily on mining and related industries, which does not benefit retirees. Furthermore, the population is declining as younger people leave for opportunities elsewhere, reducing community engagement opportunities for older adults.
The harsh winters and isolated location further limit outdoor activities, which are important for maintaining health in retirement.
Isolation and Climate: Eveleth’s severe weather and declining population contribute to its placement on this list.
4. Littlefork, Minnesota
Littlefork is a small town near the Canadian border known for its scenic views and quiet life. While picturesque, it may not provide the necessities for a comfortable retirement.
The town lacks sufficient healthcare facilities, important for aging residents. Public transport is almost non-existent, making it hard to travel without a personal vehicle.
The community is small and while close-knit, may not offer enough activities or services targeted towards seniors.
Limited Healthcare and Transport: Littlefork’s lack of essential services for the elderly lands it on this list.
5. Baudette, Minnesota
Baudette, on the banks of the Rainy River and across the border from Canada, is known for its excellent fishing. However, it ranks poorly for retirees due to several factors.
The town is quite isolated, making it difficult to access larger health centers. Local amenities for retirees are sparse, and the long, cold winters make outdoor activities less accessible for much of the year.
The cost of living is reasonable, but the limitations in healthcare and amenities outweigh this advantage.
Isolation and Weather: Baudette’s isolation and harsh winters make it a difficult place for retirees.
6. Hinckley, Minnesota
Hinckley is known for the great fire of 1894 and as a gateway to popular state parks. While it has historical significance and natural beauty, it presents challenges for retirees.
The economic activity in Hinckley is largely based on tourism, which does not provide consistent support for retirees. Additionally, the town’s medical facilities are limited, a significant concern for those in retirement.
While Hinckley is accessible via the interstate, its rural nature limits the availability of daily conveniences and senior services.
Limited Services: Hinckley’s reliance on tourism and limited healthcare facilities place it on this list for retirees.
7. International Falls, Minnesota
International Falls is famously known as the “Icebox of the Nation,” which indicates its extremely cold winters. This climate can be a deterrent for retirees looking for a comfortable and active lifestyle.
The town has a strong community spirit but lacks in healthcare services and modern amenities that can make life easier for seniors. The economy is also focused on industries like paper production, which does not directly support the needs of retirees.
Additionally, the remote location makes travel and access to larger urban centers difficult.
Extreme Climate: The harsh winters and lack of amenities in International Falls make it less appealing for retirees.
8. Blackduck, Minnesota
Blackduck is located in northern Minnesota and offers a quiet rural lifestyle. However, its small size and remote location contribute to its ranking on this list.
There are few healthcare options available locally, and the nearest major hospital is miles away. The town’s infrastructure is not well-suited to those who may become less mobile.
The community is tight-knit, but social opportunities and activities tailored to retirees are limited.
Healthcare and Accessibility: Blackduck’s remoteness and limited healthcare facilities are major concerns for retirees.
9. Cook, Minnesota
Cook is a small town that serves as a hub for surrounding lake resorts. While it offers beautiful landscapes and outdoor opportunities, it falls short in other areas important for retirees.
The local economy is heavily reliant on seasonal tourism, which does not offer stability for retirees. There are limited healthcare facilities in the area, and those that exist do not cater extensively to the needs of the elderly.
The community, while close, does not have enough senior-specific programs or services.
Seasonal Economy and Healthcare: Cook’s reliance on tourism and inadequate healthcare options are significant drawbacks for retirees.
10. Fosston, Minnesota
Fosston, with its small-town charm, offers a quiet lifestyle but lacks in several areas crucial for retirees. The local economy is small, with limited job opportunities that are not relevant for retirees but affect the overall vibrancy of the town.
Healthcare options are minimal, and the closest major medical center is a considerable distance away. Public transportation is also lacking, which can be an issue for those who no longer drive.
While the cost of living is low, the absence of senior-friendly amenities makes it less desirable for retirement.
Limited Healthcare and Transportation: Fosston’s minimal healthcare and transportation options make it challenging for retirees.
11. Saint Paul, Minnesota
Despite being the state capital, Saint Paul lands on the list of worst cities for retirees in Minnesota. The cost of living is high, especially for housing and healthcare, making it tough for those on a fixed income.
Taxes on Social Security benefits and added local taxes only add to the financial strain. Harsh winters, higher crime rates compared to nearby suburbs, and frequent weather-related risks make daily life more difficult for older residents.
12. Crookston, Minnesota
Crookston, home to the University of Minnesota Crookston, might seem lively but it’s not perfect for retirees. The town has a significant student population, which can skew local services towards younger people.
While it has some healthcare facilities, the options specific to senior care are not as comprehensive as they might be in larger cities. The winters are harsh, and the infrastructure may not be the best for those facing mobility challenges.
Moreover, the presence of the university means that housing can be more expensive due to demand from students.
Skewed Services and Harsh Winters: Crookston’s focus on younger demographics and challenging winters place it on this list.
13. Bagley, Minnesota
Located in Clearwater County, Bagley is a quiet town with limited attractions and amenities. It is far removed from major cities and lacks comprehensive medical facilities, which is a critical drawback for retirees.
The population is small, and while this might appeal to some, it means fewer social interactions and community activities tailored to older adults. The town also struggles with providing adequate public transportation, making it difficult for those who don’t drive.
Moreover, the local economy does not cater to the needs of the retired population.
Limited Medical Facilities and Transportation: Bagley’s isolation and lack of senior amenities contribute to its ranking.
14. Glencoe, Minnesota
Glencoe ranks as the #2 worst place to live in Minnesota (according to KDHL Radio), and while it has low overall crime rates, deeper issues stand out. The town offers few shopping or entertainment options, and nightlife is nearly nonexistent.
Several residents describe it as unwelcoming to newcomers, with a strong preference for those who’ve lived there their entire lives. Local schools also receive mixed reviews, with reports of poor student behavior and limited administrative support.
Limited Amenities and Social Barriers: Glencoe’s lack of inclusiveness and entertainment options may make it a difficult fit for new residents.
15. Thief River Falls, Minnesota
Thief River Falls is known for its beautiful rivers and outdoor activities, but it might not be the best place for retirees. The town has limited medical facilities, which are crucial for aging residents.
The climate is another concern, with long, harsh winters that can be challenging for older adults. The local economy is geared more towards manufacturing and does not provide many opportunities or services for retirees.
Public transportation options are also sparse, making it difficult to get around without a personal vehicle.
Harsh Climate and Limited Services: The challenging climate and lack of senior-specific services place Thief River Falls on this list.
16. Bemidji, Minnesota
Bemidji, the “First City on the Mississippi,” is a hub of art and culture. However, it ranks on this list due to its relatively higher cost of living and the cold, long winters that can be difficult for retirees.
While it offers several healthcare facilities, the costs associated with living here can be high compared to other towns in Minnesota. The cultural activities, though plentiful, may not fully cater to the interests of the retiring demographic.
Transportation is better than in smaller towns but still not sufficient for those reliant on public services.
High Cost of Living and Climate: Bemidji’s cost of living and climate conditions make it less desirable for retirees.
17. Red Lake, Minnesota
Red Lake offers unique cultural and natural resources, being close to the Red Lake Indian Reservation. However, it has significant drawbacks for retirees, such as limited healthcare services and a small, isolated community.
The area is remote, which can make it difficult to access larger healthcare centers or specialty medical services. The town is also prone to severe weather, adding another layer of challenge for retirees.
The economic opportunities are mostly limited to fishing and government services, which do not benefit retirees directly.
Isolation and Healthcare: Red Lake’s remoteness and limited medical services are why it’s listed among the worst for retirees.
18. Mahnomen, Minnesota
Mahnomen, the county seat of Mahnomen County, is a small town with a tight-knit community but limited resources for retirees. Healthcare options are minimal, and access to larger medical facilities requires significant travel.
The town has a predominantly agricultural economy, which offers little to no benefit for retirees looking for leisure and relaxation. Public transportation is also lacking, complicating life for seniors without personal vehicles.
The social opportunities are limited to local events, which might not be enough to fulfill the needs of an active retiree.
Limited Healthcare and Transportation: The lack of essential services for retirees places Mahnomen on this list.
19. Aitkin, Minnesota
Aitkin, located on the banks of the Mississippi River, has a historic charm and a strong sense of community. However, it lacks the infrastructure needed for a comfortable retirement. The healthcare facilities in Aitkin are few, and more comprehensive medical services are hours away.
While it hosts several annual events that might appeal to some retirees, the overall amenities, including transportation and healthcare, are insufficient. The town also experiences cold winters, which can be a deterrent for outdoor activities.
Moreover, the cost of living, while not the highest, does not offset the lack of services.
Inadequate Healthcare and Amenities: Aitkin’s lack of adequate retirement services contributes to its ranking among the worst towns for retirees in Minnesota.
20. Hallock, Minnesota
Hallock, located near the Canadian border, is the least populous county seat in Minnesota. It offers tranquility but falls short in providing a supportive environment for retirees. The town has very limited healthcare facilities, and those available are basic at best.
The area is remote, which limits access to specialized medical care and reduces opportunities for cultural and social engagement. The winters in Hallock are long and bitterly cold, posing challenges for older residents.
The economic focus is primarily on agriculture, which does not cater to the needs or interests of retirees.
Remote Location and Harsh Climate: Hallock’s remoteness and severe weather conditions make it a less appealing option for retirees.
Why didn’t you just say don’t move to northern Minnesota if you want to retire.
How about the State of Minnesota? We moved to Texas!!