Look, you earned the right to relax.
No more alarms. No more meetings. No more Karen from accounting.
But there’s a catch.
Pick the wrong town, and retirement turns into a game of “Guess That Siren.”
That’s why we’re spilling the beans on the 20 worst spots in Wisconsin for retirees.
Less paradise, more paperwork.
Less lakeside, more landslide.
1. Waupaca, Wisconsin
Waupaca is known for its beautiful chain of lakes, attracting tourists looking for a quiet getaway. However, living here might not be as serene for retirees. The town has a small community feel, but amenities are limited.
Despite its natural beauty, Waupaca faces economic challenges. The area has a higher unemployment rate than the national average, making it difficult for locals to find stable employment. This can affect the local economy and services available to residents.
Why it’s not ideal for retirees: The combination of economic challenges and a higher crime rate (1 in 33 chance of being a victim) makes it less appealing for a peaceful retirement.
2. Milwaukee, Wisconsin
Milwaukee is the largest city in Wisconsin, known for its breweries and vibrant arts scene. However, it might not be the best place for retirees looking for tranquility. The city’s crime rate is 60% higher than the national average.
The bustling city life brings noise and a fast-paced environment, which can be overwhelming for those seeking a quieter lifestyle. Additionally, the unemployment rate hovers around 5.9%, indicating potential economic instability.
Why it’s not ideal for retirees: High crime rates and the busy urban environment may detract from the quality of life for retirees.
3. Beloit, Wisconsin
Beloit, located near the southern border of Wisconsin, is often noted for its significant industrial history. However, the city struggles with high crime rates and economic issues.
The local economy has been slow to recover from the decline of manufacturing, with an unemployment rate of 6%. This has affected housing prices, which are lower than in other parts of the state, reflecting the economic difficulties.
Why it’s not ideal for retirees: High property crime rates and economic instability make Beloit a challenging place for retirees to thrive.
4. Wisconsin Rapids, Wisconsin
Wisconsin Rapids was once a booming paper industry town, but it has seen better days. Now, it grapples with the repercussions of industrial decline, impacting job availability and community services.
The crime rate in Wisconsin Rapids is 30% higher than the national average, posing concerns for residents’ safety. The town is also challenged by issues related to housing, affecting living conditions.
Why it’s not ideal for retirees: Economic decline and safety concerns are significant deterrents for retirees considering Wisconsin Rapids as a home.
5. Antigo, Wisconsin
Antigo is a small town in northern Wisconsin, known for its agricultural community. Despite its peaceful rural setting, the town struggles with economic and social challenges.
The town has the fifth highest unemployment rate in the state, which can limit access to essential services and reduce the overall quality of life. Furthermore, Antigo has a notably high crime rate compared to other towns in the area.
Why it’s not ideal for retirees: The combination of high unemployment and crime rates makes Antigo less attractive for those looking to enjoy their retirement years in peace.
6. Racine, Wisconsin
Racine is known for its lakefront location and historic architecture. However, it also faces some significant challenges that might not appeal to retirees. The city has struggled with economic instability and high crime rates.
The local job market is limited, which affects the economic environment and community services. Additionally, Racine’s crime rate is concerning, with a risk of becoming a victim of property crime.
Why it’s not ideal for retirees: Economic struggles and safety concerns make Racine a less desirable place for retirement.
7. Kenosha, Wisconsin
Kenosha, situated on the shores of Lake Michigan, offers beautiful views and a rich history. Yet, it has not been immune to economic troubles and social issues that can impact retirees.
The city has faced challenges related to its economy, particularly in job creation, affecting the quality of life for its residents. Additionally, Kenosha has experienced social tensions that can create an unsettling environment for retirees.
Why it’s not ideal for retirees: The economic and social challenges make Kenosha less appealing for a peaceful retirement.
8. Green Bay, Wisconsin
Green Bay is famous for its football legacy and vibrant community spirit. However, this city might not be the best fit for retirees looking for a quiet life.
The area can be quite bustling, especially on game days, which might not suit those looking for peace and quiet. While it offers many community activities, the lively atmosphere can be overwhelming for some retirees.
Why it’s not ideal for retirees: The energetic and often noisy environment of Green Bay can be too much for retirees seeking tranquility.
9. Fond du Lac, Wisconsin
Fond du Lac is located at the bottom of Lake Winnebago, known for its fishing and outdoor activities. However, the town faces economic challenges that may affect retirees.
Despite its natural attractions, Fond du Lac struggles with job availability and economic stability, which can impact the local services and quality of life for retirees. The city also deals with issues related to crime and safety.
Why it’s not ideal for retirees: Economic and safety challenges make Fond du Lac a less favorable option for retirees seeking stability and peace.
10. Sparta, Wisconsin
Sparta calls itself the Bicycling Capital of America. It’s a small, friendly town, but it might not suit older adults. Access to big-city healthcare and services is limited.
Sparta’s job market is small, which affects the local economy. This can lead to fewer services and activities that retirees enjoy.
Why it’s not ideal for retirees: A quiet town with limited services may not provide enough support for aging residents.
11. Merrill, Wisconsin
Merrill is a small city in northern Wisconsin.
It has a population of around 9,000 people.
It once made headlines for being named the worst place to live in Wisconsin in 2015.
The city is quiet and surrounded by forests, but it struggles with image and perception.
Some residents have pointed out a lack of things to do and few services for seniors.
Housing is affordable, but options may be limited for retirees who need amenities nearby.
Why it’s one of the worst towns for retirees: Merrill has been repeatedly listed as one of the worst places to live in the state.
12. Rhinelander, Wisconsin
Rhinelander is known for its clear lakes and outdoor activities.
But it still showed up on a list of worst places to live in Wisconsin.
It’s located in the Northwoods, which is beautiful but remote.
Some residents say access to healthcare is limited.
There are also fewer cultural events and restaurants compared to bigger towns.
For retirees who want more than nature, this place may feel too quiet.
Why it’s one of the worst towns for retirees: It lacks access to services and entertainment that many retirees look for.
13. Ashland, Wisconsin
Ashland sits near Lake Superior in northern Wisconsin.
It’s known for its waterfront and small-town feel.
But it still ended up on a list of the worst places to live.
Ashland is cold for much of the year.
There aren’t many retirement communities or senior centers.
The local economy also struggles, and shopping choices are limited.
Why it’s one of the worst towns for retirees: Isolation and long winters make this city less ideal for aging adults.
14. Marinette, Wisconsin
Marinette is located in eastern Wisconsin near the Michigan border.
The city has nice rivers and waterfalls, but that doesn’t tell the whole story.
It still appeared on a list of bad places to live in the state.
The area has struggled with job growth and an aging population.
Although the poverty rate was low in 2016, many seniors may still feel left behind.
The town may feel too quiet or slow for active retirees.
Why it’s one of the worst towns for retirees: The city is remote and has limited services geared toward seniors.
15. Rice Lake, Wisconsin
Rice Lake is a small city in northwest Wisconsin.
It has a population of about 9,100 people.
It’s one of the more dangerous places in the state.
Crime here is 30% higher than the national average.
Drug-related activity is a common concern.
Retirees looking for peace and safety may not feel comfortable here.
Why it’s one of the worst towns for retirees: It has high crime rates and ongoing drug problems.
16. Stevens Point, Wisconsin
Stevens Point is in central Wisconsin.
It’s home to a university and has a younger crowd.
It still ended up on a list of worst places to live in the state.
Healthcare options are limited.
Some retirees may find the town too focused on student life.
While the poverty rate was low in 2016, the town lacks many retirement perks.
Why it’s one of the worst towns for retirees: It lacks senior-focused services and leans more toward student living.
17. Baraboo, Wisconsin
Baraboo is in southern Wisconsin, near Devil’s Lake State Park.
It’s a popular tourist area in summer.
But for full-time residents, especially retirees, it can feel slow.
The town was listed as one of the worst places to live.
There are not many healthcare facilities or senior events.
The poverty rate was low in 2016, but services remain basic.
Why it’s one of the worst towns for retirees: Baraboo has few retirement resources and long winters.
18. Wausau, Wisconsin
Wausau is a mid-sized city in central Wisconsin.
It sits along the Wisconsin River and has some scenic views.
But it was also on the list of worst places to live.
Seniors may find limited transportation and fewer social programs.
Winters are long and cold.
The local Asian senior population is larger, but overall retiree services are lacking.
Why it’s one of the worst towns for retirees: Harsh weather and limited services make this town hard to enjoy in retirement.
19. Chippewa Falls, Wisconsin
Chippewa Falls is located in northwestern Wisconsin.
It has a nice small-town feel and is close to nature.
But it still landed on a list of bad places to live.
Medical access can be limited.
Entertainment and senior-friendly events are rare.
The area poverty rate wasn’t too high, but it’s still not ideal for aging in place.
Why it’s one of the worst towns for retirees: Not enough activities or support services for older adults.
20. Prairie Du Chien, Wisconsin
This city is in southwestern Wisconsin along the Mississippi River.
It has a historic charm and small-town vibe.
But it also showed up on a list of worst places to live.
The local economy is small, and healthcare is limited.
Many services are located far away.
Public transport is nearly nonexistent.
Why it’s one of the worst towns for retirees: Prairie Du Chien is too remote for retirees who need easy access to care.
I’m retired, and live in Beloit. I also have a camper near Rhinelander. Beloit over the last 5 years has made great strides. Like any town there is crime, but it’s usually contained to areas I don’t frequent. Rhinelander might not have museums, or fancy restaurants, but plenty of places to eat, and lots of great activities. Easy to find live music during summer months, and endless lakes, and trails for hiking, or just enjoying the outdoors. I love being in both towns, and wouldn’t consider either to be a worse town to live in.
I disagree with the article calling Wausau one of the worst places to retire.”
Yes, winters here are cold—but we get the beauty of all four seasons, and that’s something many retirees actually love. The crisp fall colors, peaceful snowfall, and sunny summer days make this a beautiful place to call home.
Wausau has public transportation through Metro Ride, a strong sense of community, and some of the friendliest people you’ll meet. There’s also plenty to do—from arts and live music to farmer’s markets, local festivals, nature trails, and lake days just a short drive away.
It may not be a bustling city, but if you want peace, beauty, and heart—Wausau delivers.