If you’re looking to cash a check, a payday loan service makes for a convenient place to do so. Some offer check-cashing services, but does Advance America?
This post covers what you need to know about cashing checks at any Advance America branch, alternative places to try, and more.
Table of Contents
Will Advance America Cash Checks?
Some Advance America branches will cash payroll checks, as long as you have a government-issued ID and in some cases proof of employment. The fees for cashing checks at Advance America vary but seem to be $5 to $20. It’s best to call your local branch to confirm.
Does Advance America Cash Personal Checks?
Based on limited information, it doesn’t seem like Advance America cashes personal checks at any branch.
If you need to cash a personal check, you can call your local Advance America location to confirm or try one of the alternative places included in this article.
Does Advance America Cash Payroll Checks?
Yes, Advance America cashes payroll checks at some of its locations. It appears that payroll checks are actually the only type of check that can be cashed, though.
Does Advance America Cash Cash Cashier’s Checks?
Advance America doesn’t cash cashier’s checks. If you need to cash a cashier’s check, you will need to visit a bank or credit union.
Are There Limits For Cashing Checks At Advance America?
There doesn’t seem to be any clear transaction limits or amount maximum when cashing a check at Advance America.
This could vary from branch to branch, though.
How Much Does Advance America Charge To Cash A Check?
Research shows that it can cost anywhere from $5 to $20 to cash a single check at participating Advance America branches. This may be based on the amount of the check, or the branch’s own policies.
Every location will vary in fees, so you should call the one you plan to visit to confirm any fees and requirements.
Do I Need An ID To Cash A Check At Advance America?
Yes, you need a valid ID to cash a check at any Advance America branch. In some cases, you may also need to show proof of your employment to verify your identity.
Here are some acceptable forms of ID to take with you when you cash your check:
- Driver’s license
- Military ID
- State-issued photo ID
- Passport or passport card
If you don’t have any of the types of identification mentioned, you can call your local branch and see if they accept different types of ID instead.
How Do I Cash a Check at Advance America?
Most places have the same process for cashing a check, which usually looks like the following steps.
- Locate your local Advance America branch using their store locator tool
- Call the branch and confirm that they do cash checks and any other necessary information
- Present your endorsed check and any required IDs to the cashier and ask for the check to be cashed
- Wait for the verification system (if they use one) to approve or decline your check
- If approved, you may need to sign a receipt and then receive cash
Check-Cashing Stores To Try Instead Of Advance America
There are many check-cashing stores, but the ones below may be a great starting point if you need an alternative to Advance America.
| Cash-Checking Store | Types of Checks Cashed |
| Check n Go | Personal, payroll, two-party, cashier’s, out-of-state, money orders |
| Ace Cash Express | Payroll, personal, business, income tax refund, government, insurance settlement checks, money orders (and more) |
| Speedy Cash | 401K and IRA checks, bank drafts, benefit checks, bonuses, cashier’s, government checks, insurance check, loans, money orders, payroll, personal, settlements, stimulus checks, student loans, tax refunds, unemployment checks |
| Money Mart | Payroll, government, small business, personal, insurance, money orders (and more) |
| Check Into Cash | Printed or handwritten payroll, government checks, tax refunds, financial loan checks, insurance drafts or checks, money orders, cashier’s, two-party checks |
All policies are subject to change and may vary from individual stores within the same company.
Can You Cash A Check At Advance America?
Advance America offers check-cashing services with different fees and policies at some locations. In most cases, you can cash payroll checks as long as you have a government-issued ID and in some cases, proof of employment. You should call your local Advance America brand to confirm, though.