If you’re planning to cash a check at any Safeway store, it’s important to know what their policy does and doesn’t allow.
Every store will have different limits, fees, and requirements for cashing checks. This post explains everything you need to know about Safeway’s check cashing policy.
Table of Contents
What Is The Check Cashing Policy at Safeway?
Safeway will cash payroll, government-issued, and cashier’s checks up to $1500. The check verification system must accept the check before it can be cashed. The fee is around $2.25 for every $200, or 1.15% of the check’s value. Safeway won’t cash handwritten or personal checks.
Types of Checks That Safeway Will Cash
As with any other part of the Safeway Check Cashing Policy, the exact types of checks they can cash vary at each location.
However, the following types of checks are generally accepted at most Safeway stores:
- Payroll checks
- Cashier’s checks
- Tax refunds
- Unemployment benefit checks
- Disability benefit checks
- Social Security checks
- Stimulus checks
You can call your local Safeway store if you have a different type of check to cash that’s not listed here.
Types of Checks That Can’t Be Cashed at Safeway
Some types of checks pose a risk to the store, like the ones below. These are some of the types of checks that won’t be cashed at any Safeway location.
- Personal checks
- Handwritten checks
- Third-party checks
- Starter checks
- Any check that can’t be verified through their check verification system
- Checks presented by anyone who can’t properly verify their identity
Safeway’s Check Cashing Limit
Most Safeway stores have a check cashing limit of $1500. Different locations may have different minimums and limits so it’s best to call your specific store to confirm.
Safeway Check Cashing Fees
The Safeway fee for cashing a check isn’t as straightforward as in other places, and it can get expensive.
You’ll be charged a fee of around $2.25 for every $200. This works out to be 1.15% of the value of the check.
Documents You Need to Cash A Check At Safeway
You will need to present a valid proof of ID to cash any type of check at Safeway.
One of the following types of IDs should be enough to cash a check:
- Driver’s license
- Passport or passport card
- Military ID
- State-issued ID card
- Student ID card
Safeway Check Cashing Hours and Times
The exact times will vary from each store, but you can usually get a check cashed during normal store hours. Most Safeway stores are open from 7 am to 10 pm, but the customer service desk or money center might close sooner.
How Do I Cash a Check at Safeway?
It’s very easy to cash a check at Safeway stores and is the same process as almost any other place you’d cash a check at.
- Locate your Safeway store using their store locator tool
- Present your check and required ID to the cashier and ask for the check to be cashed
- Wait for the verification system to approve or decline your check
- If approved, you’ll sign an electronic receipt
Since Safeway uses a third-party check verification system, it’s not uncommon for checks to be declined. Unfortunately, there’s nothing the cashier can do if either a check or your ID can’t be verified.
The cashier may be able to give you the contact information for the verification service so that you can find out why your check was rejected. If your check comes back declined, you can try cashing it at a different store, bank, or credit union.
Safeway Cash Checking Policy Explained
Most Safeway stores will cash checks up to $1500 with a fee of 1.15% of the check’s value (or $2.25 for every $200). Accepted checks include payroll, government-issued, and cashier’s checks. Personal and handwritten checks can’t be cashed. Each check must pass a verification process before being cashed.
Like any other store, each location can have different policies such as fees and limits on a check’s value.
If you’re thinking of cashing a check under $1500, Safeway is a reliable store to do so. Just keep the fees in mind, as they can add up quickly.