South Carolina has beaches, charm, and biscuits that could make you weep.
But it also has a few retirement traps dressed in friendly smiles and front porches.
If you’re looking to relax, not regret, then avoid these towns.
They’re the kale salad in a buffet of banana pudding.
Welcome to the list of South Carolina’s worst places to retire.
1. Isle of Palms, South Carolina
This beach town looks like paradise. The ocean views are beautiful. Resorts line the shore.
But the cost of living is very high. That makes it hard for retirees on a fixed income. Groceries, gas, and housing are expensive.
It may be fun to visit, but living there full-time can strain your budget fast.
Why it ranks poorly for retirees: The cost of living is simply too high for most retirees.
2. Carlisle, South Carolina
Carlisle is small and quiet. It is near nature and forests. It is close to bigger cities like Columbia and Spartanburg.
But only 11% of people here are retired. That means fewer resources and social options for older adults.
Its livability score is only 37. That shows it’s missing some things retirees often look for.
Why it ranks poorly for retirees: Very low livability score and very few retirees live here.
3. Bradley, South Carolina
Bradley is a small town in Greenwood County. The median income is under $43,000. It is quiet and rural.
But it has a low livability score of 56. That means fewer services, entertainment, or healthcare options.
Only 4% of people here are retirement-aged. So it may feel lonely for seniors.
Why it ranks poorly for retirees: Low livability and almost no retirement community.
4. Clio, South Carolina
Clio has a median income of just $32,847. It is a very small town with limited growth.
The livability scores are not good. AARP gives it a 37. AreaVibes gives it 58. That suggests few public services or recreation.
The cost of living here is also high compared to what locals earn.
Why it ranks poorly for retirees: High living costs and low livability make it hard for retirees.
5. Wallace, South Carolina
Wallace is located in Marlboro County. It offers peace and quiet. But there’s a big drawback.
The average monthly cost to live here is $2,359. That can be hard for anyone living on Social Security alone.
Its livability score is only 53. That suggests limited resources.
Why it ranks poorly for retirees: High cost of living and a poor livability score.
6. Mayesville, South Carolina
Mayesville is a tiny town with just 670 people. It is very quiet. It is also affordable for many.
But it has a livability score of just 54. That means limited shopping, clinics, or places to socialize.
Only 13% of residents are over 65. That may make it hard to find others in your age group.
Why it ranks poorly for retirees: Small population and limited retiree services.
7. Summerton, South Carolina
Summerton is in Clarendon County. It is a small, calm town.
But it has limited resources. Medical services, senior centers, and recreation options are few.
Income levels are also low, making it harder to maintain a good quality of life for retirees.
Why it ranks poorly for retirees: Lack of key services and low income levels.
8. Spartanburg, South Carolina
Spartanburg is a bigger city. It has schools, businesses, and history.
But it was ranked one of the worst cities in the country for retirees. It has few parks and low walkability.
Older adults may find it hard to get around or enjoy the outdoors safely.
Why it ranks poorly for retirees: Ranked nationally as a poor choice for retirement.
9. Kiawah Island, South Carolina
Kiawah Island is a private, gated community known for its luxury resorts and golf courses. It is located about 25 miles southwest of Charleston. The island is famous for its natural beauty and wildlife.
Many homes here are very expensive. The cost of living is high, especially for retirees on a fixed income. Daily expenses and property taxes can add up quickly.
There are limited healthcare and shopping options on the island. Residents often need to drive to Charleston for services. This can be hard for retirees who want convenience.
Why it’s on this list: Kiawah Island is very pricey, making it tough for most retirees to afford living here.
10. North Charleston, South Carolina
North Charleston is one of the largest cities in the state. It has a busy port and lots of industry. The city is known for its history and culture.
Crime rates are higher here than in many other parts of South Carolina. Some neighborhoods have safety concerns. This can make it less appealing for retirees.
The city also has heavy traffic and noise. These can be stressful for people looking for a peaceful retirement.
Why it’s on this list: High crime and noise make North Charleston a tough pick for retirees seeking quiet and safety.
11. Marion, South Carolina
Marion is a small town in the northeastern part of the state. It has a rich history and some lovely old buildings. The town is quiet and rural.
However, Marion has a low median income and limited job opportunities. Many stores and services have closed over the years. This can make daily life harder for retirees.
Healthcare options are also limited. Residents may need to travel for medical care.
Why it’s on this list: Marion’s lack of services and lower income levels can make retirement challenging.
12. Bamberg, South Carolina
Bamberg is a small town in the southern part of the state. It is surrounded by farmland and forests. The area is peaceful and has a slow pace of life.
The town has struggled with economic decline. Many businesses have closed, and jobs are scarce. This means fewer amenities for retirees.
Healthcare and entertainment options are limited. Residents often travel to nearby cities for basic needs.
Why it’s on this list: Bamberg’s shrinking economy and lack of services make it hard for retirees to enjoy their golden years.
13. Allendale, South Carolina
Allendale is located in the southern part of the state. It is known for its rural charm and small-town feel. The area has a lot of farmland and open space.
Unfortunately, Allendale has one of the highest poverty rates in South Carolina. Many people struggle to find good jobs. This affects the quality of services in the town.
Healthcare and shopping choices are very limited. Retirees may feel isolated here.
Why it’s on this list: High poverty and few services make Allendale a tough place for retirees.
14. Dillon, South Carolina
Dillon is a small city near the North Carolina border. It is known for its historic train depot and small businesses. The city is close to Interstate 95.
Dillon has a higher crime rate than many towns its size. The area also struggles with unemployment. This can make it less safe and less lively for retirees.
There are few entertainment options. Many retirees may find it boring or lonely.
Why it’s on this list: Dillon’s crime and lack of activities make it less ideal for retirees.
15. Kingstree, South Carolina
Kingstree is a small town in Williamsburg County. It is surrounded by forests and rivers. The town is quiet and has a friendly community.
However, Kingstree has a low median income and limited job growth. Many young people move away for better opportunities. This leaves fewer services for those who stay.
Healthcare and shopping are limited. Retirees may have to travel for basic needs.
Why it’s on this list: Kingstree’s limited services and low income levels can make retirement difficult.
16. Andrews, South Carolina
Andrews is a small town in Georgetown and Williamsburg counties. It is close to the Black River. The area is known for its natural beauty.
The town has a high poverty rate and few local businesses. Many stores have closed in recent years. This makes shopping and entertainment options scarce.
Healthcare facilities are limited. Retirees may need to travel for medical care.
Why it’s on this list: Andrews’ poverty and lack of amenities are big challenges for retirees.
17. Denmark, South Carolina
Denmark is a small town in Bamberg County. It has a rich railroad history. The town is quiet and peaceful.
Denmark has struggled with economic decline. Many businesses have closed. This means fewer services and jobs for residents.
There are limited healthcare and shopping options. Retirees may feel isolated.
Why it’s on this list: Denmark’s shrinking economy and few services make it tough for retirees.
18. Mullins, South Carolina
Mullins is a small city in Marion County. It is known for its tobacco history. The town has a friendly and close-knit community.
However, Mullins has a high poverty rate and limited job opportunities. Many stores and restaurants have closed. This leaves few options for retirees.
Healthcare services are not as strong as in bigger cities. Retirees may need to travel for care.
Why it’s on this list: Mullins’ poverty and lack of services are hard for retirees.
19. Latta, South Carolina
Latta is a small town in Dillon County. It is known for its historic homes and quiet streets. The community is friendly.
The town has limited job growth and a shrinking population. Many young people move away. This leaves fewer services and activities for retirees.
Healthcare and shopping are not as good as in bigger towns. Retirees may have to drive far for what they need.
Why it’s on this list: Latta’s lack of services and shrinking population make it less appealing for retirees.
20. Estill, South Carolina
Estill is a small town in Hampton County. It is known for its rural setting and slow pace of life. The area has lots of farmland and forests.
Estill has a high poverty rate and limited economic growth. Many stores and services have closed. This makes life harder for retirees.
Healthcare and entertainment options are limited. Retirees may feel isolated here.
Why it’s on this list: Estill’s poverty and lack of amenities make it a tough place for retirees.