Many employers offer health insurance to their workers. What about DoorDash though? One may wonder if DoorDash offers health insurance to their workers. This may be a deciding factor in whether you should go to work for DoorDash or not.
After all, health insurance is very important.
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Can I Get Health Insurance While Working for DoorDash?
The surprising answer to this question is yes, you can get health insurance while working for DoorDash. DoorDash has actually partnered with Stride Health to bring their workers affordable health plans.
Am I Guaranteed to Get Health Insurance as a DoorDash Worker?
No, there is no guarantee that you will get health insurance as a DoorDash worker. DoorDash does have a partnership with Stride Health, an insurance coverage company. Again, there is not a guarantee of health insurance coverage but you do have some great options.
What Health and Medical Benefits Does DoorDash Offer to Its Workers?
As you have just learned, DoorDash does offer some medical and health benefits to its workers. You can get coverage for medical expenses as well as dental and vision.
Stride health will help you pick the most affordable and lowest priced plan for your budget and personal needs. They help you to get these plans under the Affordable Care Act (ACA).
They have some really great plans to choose from as well. With the dental coverage, all of your cleanings and check-ups are covered 100% meaning you pay no out-of-pocket costs for your regular dental needs. If you need extra dental work done you will likely have to pay out-of-pocket for those services.
The dental plan is really basic and sometimes that’s all a person needs to care for their teeth.
With the vision plan you only have to pay $120 for glasses and contacts. That’s a good deal because glasses are usually more expensive without vision coverage and sometimes contacts come at a separate cost from your glasses.
What’s even greater about all of these benefits is that you can start using your coverage just one month after signing up and you can use the coverage at thousands of different locations.
Can I Add My Family to My DoorDash Health Insurance?
DoorDash does not say for sure but nowhere do they give you the option of adding family members to your health insurance package.
This is likely something that DoorDash would heavily advertise if it were possible. Many employers do allow their workers to add health insurance coverage as a family package where their spouse and children are covered on the plan as well.
I don’t think this is the case with DoorDash. DoorDashers work as gig workers or independent contractors so full health insurance coverage is not even guaranteed for the worker so it only makes sense that the family would not be covered.
Don’t forget that you have to tell your insurance that you are a doordash driver.
What Health Insurance Alternatives Do I Have as a DoorDasher?
Depending on how much you work and how many orders you accept you may or may not be able to afford your own health insurance plan.
Check with your state to see if they offer any discounts or affordable health insurance packages for low income households if you are indeed low income.
There are definitely some helpful government programs that can help you get health insurance coverage at a good price point whether your low income or not.
So even if you’re not low income, still reach out to someone at your local DHS office to see if they can help you.
Also, you can shop around the internet to find health insurance coverage for you and your family. When filling out an application make sure the site is legit and that you are able to add your family if that’s what you plan to do.
Do I Have to Use Stride Health As A DoorDash Worker?
No, you do not have to use Stride health just because you are a DoorDash worker. If your desires are not to use Stride Health then you don’t have to. As a DoorDash worker you can get healthcare coverage elsewhere and this may be better for your situation.
Can I Get Health Insurance With DoorDash?
Yes, DoorDash does offer health insurance benefits to its workers.